Iowa take-home pay on common salaries (2026)
Annual net pay after federal income tax, FICA, and Iowa state tax, using the standard deduction and no pre-tax contributions.
| Gross salary | Single | Married filing jointly | Effective rate (single) |
|---|---|---|---|
| take-home on $40,000 | $32,800 | $34,640 | 18.0% |
| what $50,000 nets | $40,455 | $42,495 | 19.1% |
| $60,000 take-home pay | $48,110 | $50,290 | 19.8% |
| $75,000 | $58,743 | $61,773 | 21.7% |
| $85,000 after taxes | $65,398 | $69,428 | 23.1% |
| take-home on $100,000 | $75,380 | $80,910 | 24.6% |
| $125,000 | $91,954 | $100,048 | 26.4% |
| take-home on $150,000 | $108,091 | $117,485 | 27.9% |
How Iowa taxes wages in 2026
Iowa completed one of the fastest tax overhauls in the country, moving from nine graduated brackets to a single 3.8% flat rate in 2025. There is no separate state standard deduction in the flat structure, so the rate applies from the first dollar of taxable wages.
How Iowa compares
Compared with a no-tax state like Texas, the same $75,000 salary nets $2,850 less per year in Iowa ($58,743 vs $61,593). Note that Iowa's effective state rate at that salary is 3.8%, not the full 3.8% — though with no standard deduction the effective and statutory rates converge.
Among the sixteen flat-rate states, Iowa sits toward the lower end of the range, which runs from what Arizona keeps at 2.5% to Idaho take-home pay at 5.3%.
Related pages
Nearby and comparable states: Illinois, what Indiana keeps, what Mississippi keeps, South Dakota — or browse the full state guide. Popular salary breakdowns: $50,000 after taxes, what $60,000 nets, $75,000, what $100,000 nets, $150,000 take-home pay. For any other salary, filing status, or pre-tax deductions, use the calculator above or the take-home pay calculator.
Frequently asked questions
How much is $75,000 after taxes in Iowa?
About $58,743 per year for a single filer in 2026 — $4,895 a month, $2,259 per biweekly paycheck — after federal income tax ($7,670), FICA ($5,738), and Iowa state tax ($2,850).
How much is $60,000 after taxes in Iowa?
About $48,110 per year, or $4,009 a month, for a single filer taking the standard deduction in 2026. The effective total tax rate is 19.8%.
What is the Iowa state income tax rate in 2026?
A flat 3.8% on taxable wages, applied from the first dollar — there is no standard deduction.
How recently did Iowa change its income tax?
Dramatically and recently. Iowa moved from nine graduated brackets with a top rate above 8% to a single 3.8% flat rate effective 2025 — one of the fastest tax restructurings any state has undertaken. Figures on this page use the flat structure.